BUYING A HOME

Yes, talking to a bank before looking at homes can help you understand exactly how much you can afford. f you are a 1st-time homebuyer, talking to a bank before looking at homes is strongly recommended as there are many first time home buyer programs available.

A pre-qualification is an informal determination by a lender stating how much mortgage you can afford. A pre-approval is a guarantee in writing by a lender to grant you a loan up to a specific amount.

Sellers will find any offer you make more attractive if you are pre-approved for a mortgage also, the length of time before closing can be shorter by securing mortgage approval prior to signing a contract on a property.

Depending on the loan program you are qualified for such as FHA, VA, conventional, and others, it could be between 3.5%-20%.

You will have loan origination fees, closing cost and/or any other terms that were negotiated during the offer process.

A home inspector takes a weight off your shoulders by looking into the condition of the roof, electricity, heating and air & plumbing. Ensuring these things work prevents you from paying to fix them in the future.

Escrow periods are anywhere between 30 to 45 days.

SELLING A HOME

While in 2016 the median price was in the $220,000, the exact price of your own home will depend on its size, neighborhood, and many other factors.
In order to get a fair price of your home we will look at the prices of similar-sized homes recently sold in your area and do what we call a competitive price analysis or “comps”.

Right now, houses spend around 100 days in the market before they sell, although the time listed varies based on the area and price.

No, having the owner of the house makes potential buyers uncomfortable. Buyers feel as if they cannot make comments or ask questions if the seller is present.

Your fees will vary depending on the type of property and what was negotiated in the sale.
Some cost included but are not limited to:
  • Lender Fees
  • Escrow Fees
  • Home Disclosures
  • Home Warranty
  • Title Fees
  • Loan Pay Off Fees
Current Real Estate Market ConditionsHard facts such as square footage and condition of the property. Location, building amenities, and property upgrades
You have the most important role in the selling process. Here are some examples of how your participation can help have a successful sale: Always maintain the property Ensure the property is accessible for showings If you are present during a showing limit conversations with potential buyers.
In today’s market, we have come to realize that price is just as important as the location in determining how quickly a property will sale.
If your agent has been gently trying to get you to consider a price reduction, untie your agent’s hands and let them do what you hire them to do “ Sell your house”.
If your house is priced competitively we guarantee you your house will sell faster.
Items to disclose include: homeowners association dues; whether or not work done on the house meets local building and permits requirements; the presence of any neighborhood nuisances or noises which a prospective buyer might not notice, such as any restrictions on the use of the land and property.

LEASING A PROPERTY

QUESTIONS ABOUT YOUR LEASE

A landlord is required to provide a copy of the executed lease to the tenant at the time of signing. A tenant may request another copy but may be charged a reasonable fee by the landlord for providing additional copies.

The landlord may enter the dwelling unit without the consent of the tenant in case of emergency, e.g. water intrusion or fire. Except in emergencies, the landlord is to provide at least 24 hours’ notice of intent to enter and may only enter at reasonable times during normal business hours.

The landlord will proceed with an Unlawful Detainer action to have the tenant evicted from the premises and may be entitled to recover fees and costs for the proceedings.

Depending on the loan program you are qualified for such as FHA, VA, conventional, and others, it could be between 3.5%-20%.

The landlord must follow the Unlawful Detainer procedure designated by statute to be able to lock out a tenant. The lock out is performed by the Constable, pursuant to the Court’s order, not by the landlord.

QUESTIONS ABOUT REPAIRS

A landlord is required to provide a copy of the executed lease to the tenant at the time of signing. A tenant may request another copy but may be charged a reasonable fee by the landlord for providing additional copies.

The landlord may enter the dwelling unit without the consent of the tenant in case of emergency, e.g. water intrusion or fire. Except in emergencies, the landlord is to provide at least 24 hours’ notice of intent to enter and may only enter at reasonable times during normal business hours.

The landlord will proceed with an Unlawful Detainer action to have the tenant evicted from the premises and may be entitled to recover fees and costs for the proceedings.

Depending on the loan program you are qualified for such as FHA, VA, conventional, and others, it could be between 3.5%-20%.

The landlord must follow the Unlawful Detainer procedure designated by statute to be able to lock out a tenant. The lock out is performed by the Constable, pursuant to the Court’s order, not by the landlord.

QUESTIONS ABOUT SECURITY DEPOSITS

A landlord is required to provide a copy of the executed lease to the tenant at the time of signing. A tenant may request another copy but may be charged a reasonable fee by the landlord for providing additional copies.

The landlord may enter the dwelling unit without the consent of the tenant in case of emergency, e.g. water intrusion or fire. Except in emergencies, the landlord is to provide at least 24 hours’ notice of intent to enter and may only enter at reasonable times during normal business hours.

The landlord will proceed with an Unlawful Detainer action to have the tenant evicted from the premises and may be entitled to recover fees and costs for the proceedings.

Depending on the loan program you are qualified for such as FHA, VA, conventional, and others, it could be between 3.5%-20%.

The landlord must follow the Unlawful Detainer procedure designated by statute to be able to lock out a tenant. The lock out is performed by the Constable, pursuant to the Court’s order, not by the landlord.

Early Move-Out / Breaking A Lease

A landlord is required to provide a copy of the executed lease to the tenant at the time of signing. A tenant may request another copy but may be charged a reasonable fee by the landlord for providing additional copies.

The landlord may enter the dwelling unit without the consent of the tenant in case of emergency, e.g. water intrusion or fire. Except in emergencies, the landlord is to provide at least 24 hours’ notice of intent to enter and may only enter at reasonable times during normal business hours.

The landlord will proceed with an Unlawful Detainer action to have the tenant evicted from the premises and may be entitled to recover fees and costs for the proceedings.

Depending on the loan program you are qualified for such as FHA, VA, conventional, and others, it could be between 3.5%-20%.

The landlord must follow the Unlawful Detainer procedure designated by statute to be able to lock out a tenant. The lock out is performed by the Constable, pursuant to the Court’s order, not by the landlord.

Questions About Evictions

A landlord is required to provide a copy of the executed lease to the tenant at the time of signing. A tenant may request another copy but may be charged a reasonable fee by the landlord for providing additional copies.

The landlord may enter the dwelling unit without the consent of the tenant in case of emergency, e.g. water intrusion or fire. Except in emergencies, the landlord is to provide at least 24 hours’ notice of intent to enter and may only enter at reasonable times during normal business hours.

The landlord will proceed with an Unlawful Detainer action to have the tenant evicted from the premises and may be entitled to recover fees and costs for the proceedings.

Depending on the loan program you are qualified for such as FHA, VA, conventional, and others, it could be between 3.5%-20%.

The landlord must follow the Unlawful Detainer procedure designated by statute to be able to lock out a tenant. The lock out is performed by the Constable, pursuant to the Court’s order, not by the landlord.

MANAGING YOUR ACCOUNT

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Lorem ipsum dolor sit amet, consectetur adipiscing elit. In eget bibendum libero. Etiam id velit at enim porttitor facilisis. Vivamus tincidunt lectus at risus pharetra ultrices. In tincidunt turpis at odio dapibus maximus.